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Reverse Mortgages  

(aka Home Equity Conversion Mortgages)

 Helping you understand reverse mortgage loans, and more.....!


Reverse Mortgages


​62 years or better?  Does NO mortgage payment sound enticing? Purchasing a new home or staying in your existing home? Click here to find out more about the facts and myths of a reverse mortgages.

More Loans


FHA, VA, USDA, Conventional, Jumbo, Down Payment Assistance programs, Alternative Documentation loans, purchasing or refinancing, there's a program that suites your needs.  Let's determine which program best fits your situation.  Click here for more details.



Complete your loan application here to determine how much of a loan you can qualify for with your next purchase or refinance.

Call or text Pam anytime at 760.550.1143

You can also reach her at

She is always happy to help!

From reverse mortgages to standard mortgages,

for purchase or refinance, we provide a wide range of loan products to suite YOUR needs.  


Let us help you choose which loan is best for you, your financial goals, and your budget.


Our rates are extremely competitive and

our service exceptional!



 a division of Pacific Lending, LLC
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